2024 401k Max Contribution Fidelity. Total average 401 (k) savings rates remained consistent this quarter at 14.2%, driven by employee and employer 401 (k) contributions remaining at last quarter’s record levels. Use our calculator to estimate your future balance.
— according to fidelity, the median 401(k) balance across their accounts is $28,900 as of early 2024. — in 2023, the 401 (k) contribution limit for employees is $22,500.